{"id":1293,"date":"2025-05-13T12:26:33","date_gmt":"2025-05-13T09:26:33","guid":{"rendered":"https:\/\/madarej.sa\/?p=1293"},"modified":"2026-01-11T12:01:16","modified_gmt":"2026-01-11T09:01:16","slug":"1293-2","status":"publish","type":"post","link":"https:\/\/madarej.sa\/en\/1293-2\/","title":{"rendered":"\u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629: \u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0645\u062b\u0644 \u0644\u0646\u062c\u0627\u062d\u0643 \u0627\u0644\u0634\u062e\u0635\u064a \u0648\u0627\u0644\u0645\u0647\u0646\u064a"},"content":{"rendered":"<h2 data-start=\"190\" data-end=\"232\">\u0644\u0645\u0627\u0630\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u062d\u062a\u0631\u0641\u0629\u061f<\/h2>\n<p data-start=\"234\" data-end=\"430\">\u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u062a\u0633\u0627\u0631\u0639\u0629 \u0648\u0627\u0644\u0645\u062a\u0644\u0627\u062d\u0642\u0629\u060c \u0623\u0635\u0628\u062d <strong data-start=\"287\" data-end=\"305\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong> \u0636\u0631\u0648\u0631\u0629 \u062d\u062a\u0645\u064a\u0629 \u0644\u0643\u0644 \u0623\u0633\u0631\u0629\u060c \u0648\u0643\u0644 \u0634\u0631\u0643\u0629\u060c \u0628\u0644\u060c \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639\u060c \u0644\u0643\u0644 \u0634\u062e\u0635 \u064a\u0633\u0639\u0649 \u0644\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629. \u0648\u0639\u0644\u064a\u0647\u060c \u0633\u0648\u0627\u0621 \u0643\u0646\u062a:<\/p>\n<ul data-start=\"432\" data-end=\"597\">\n<li data-start=\"432\" data-end=\"501\">\n<p data-start=\"434\" data-end=\"501\">\u0645\u0648\u0638\u0641\u064b\u0627 \u064a\u0628\u062d\u062b \u0639\u0646 \u0632\u064a\u0627\u062f\u0629 \u0645\u062f\u062e\u0631\u0627\u062a\u0647\u060c <strong data-start=\"464\" data-end=\"474\">\u0648\u0623\u064a\u0636\u064b\u0627<\/strong> \u0639\u0646 \u062a\u0623\u0645\u064a\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0647 \u0627\u0644\u0645\u0627\u0644\u064a\u060c<\/p>\n<\/li>\n<li data-start=\"502\" data-end=\"554\">\n<p data-start=\"504\" data-end=\"554\">\u0631\u0627\u0626\u062f \u0623\u0639\u0645\u0627\u0644 \u064a\u0633\u0639\u0649 \u0644\u062a\u0648\u0633\u064a\u0639 \u0645\u0634\u0631\u0648\u0639\u0647 \u0648\u062a\u062d\u0642\u064a\u0642 \u0646\u0645\u0648 \u0645\u0633\u062a\u062f\u0627\u0645\u060c<\/p>\n<\/li>\n<li data-start=\"555\" data-end=\"597\">\n<p data-start=\"557\" data-end=\"597\">\u0645\u0633\u062a\u062b\u0645\u0631\u064b\u0627 \u064a\u0631\u063a\u0628 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0639\u0627\u0626\u062f \u0645\u0645\u0643\u0646\u060c<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"599\" data-end=\"729\">\u0641\u0625\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 <strong data-start=\"614\" data-end=\"638\">\u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u062a\u062e\u0635\u0635\u0629<\/strong> \u0644\u064a\u0633 \u0645\u062c\u0631\u062f \u062e\u064a\u0627\u0631\u060c \u0628\u0644 \u0647\u0648 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0630\u0643\u0649 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643 \u0627\u062a\u062e\u0627\u0630\u0647 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0639\u0627\u0645\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a\u060c \u0644\u0627 \u063a\u0646\u0649 \u0639\u0646\u0647!<\/p>\n<blockquote data-start=\"731\" data-end=\"884\">\n<p data-start=\"733\" data-end=\"884\">&#8220;90% \u0645\u0646 \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0633\u0628\u0628\u0647\u0627 \u0639\u062f\u0645 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0633\u0644\u064a\u0645&#8221; \u2013 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u060c <strong data-start=\"815\" data-end=\"824\">\u0648\u0639\u0644\u064a\u0647<\/strong> \u0641\u0625\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0630\u0643\u064a \u0623\u0635\u0628\u062d \u0636\u0631\u0648\u0631\u0629 \u0639\u0627\u062c\u0644\u0629 \u0644\u0643\u0644 \u0641\u0631\u062f \u0648\u0645\u0624\u0633\u0633\u0629.<\/p>\n<\/blockquote>\n<h2 data-start=\"891\" data-end=\"947\">\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0623\u0648\u0644: \u0623\u0647\u0645 5 \u0623\u0633\u0628\u0627\u0628 \u062a\u062d\u062a\u0627\u062c \u0641\u064a\u0647\u0627 \u0625\u0644\u0649 \u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0627\u0644\u064a<\/h2>\n<p data-start=\"949\" data-end=\"975\">\u0623\u0648\u0644\u064b\u0627\u060c \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0639\u0627\u0646\u064a \u0645\u0646:<\/p>\n<ol data-start=\"977\" data-end=\"1311\">\n<li data-start=\"977\" data-end=\"1055\">\n<p data-start=\"980\" data-end=\"1055\">\u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646\u060c <strong data-start=\"1002\" data-end=\"1011\">\u0648\u0639\u0644\u064a\u0647<\/strong> \u0641\u0625\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0645\u0627\u0644\u064a \u062a\u0635\u0628\u062d \u0623\u0645\u0631\u064b\u0627 \u0645\u0644\u062d\u064b\u0627.<\/p>\n<\/li>\n<li data-start=\"1056\" data-end=\"1137\">\n<p data-start=\"1059\" data-end=\"1137\">\u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u062e\u0637\u0629 \u0627\u062f\u062e\u0627\u0631 \u0648\u0627\u0636\u062d\u0629\u060c <strong data-start=\"1085\" data-end=\"1097\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u0642\u062f \u062a\u0641\u0642\u062f \u0627\u0644\u0641\u0631\u0635\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"1138\" data-end=\"1214\">\n<p data-start=\"1141\" data-end=\"1214\">\u062e\u0648\u0641 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c <strong data-start=\"1165\" data-end=\"1173\">\u0644\u0630\u0644\u0643<\/strong> \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u062d\u062a\u0631\u0641\u0629 \u062a\u0645\u0646\u062d\u0643 \u0627\u0644\u0627\u0637\u0645\u0626\u0646\u0627\u0646 \u0648\u0627\u0644\u062b\u0642\u0629.<\/p>\n<\/li>\n<li data-start=\"1215\" data-end=\"1311\">\n<p data-start=\"1218\" data-end=\"1311\">\u0631\u063a\u0628\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0644\u0643\u0646 \u0644\u0627 \u062a\u0639\u0631\u0641 \u0643\u064a\u0641 \u062a\u0628\u062f\u0623\u060c <strong data-start=\"1259\" data-end=\"1271\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u062a\u0648\u062c\u064a\u0647\u0643 \u0644\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u062d\u0629.<\/p>\n<\/li>\n<\/ol>\n<h2 data-start=\"1318\" data-end=\"1380\">\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a: \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0639\u0634\u0648\u0627\u0626\u064a \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u062d\u062a\u0631\u0641<\/h2>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1382\" data-end=\"1630\">\n<thead data-start=\"1382\" data-end=\"1420\">\n<tr data-start=\"1382\" data-end=\"1420\">\n<th data-start=\"1382\" data-end=\"1401\" data-col-size=\"sm\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0639\u0634\u0648\u0627\u0626\u064a<\/th>\n<th data-start=\"1401\" data-end=\"1420\" data-col-size=\"sm\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u062d\u062a\u0631\u0641<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"1458\" data-end=\"1630\">\n<tr data-start=\"1458\" data-end=\"1518\">\n<td data-start=\"1458\" data-end=\"1476\" data-col-size=\"sm\">\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0646\u0641\u0639\u0627\u0644\u064a\u0629<\/td>\n<td data-start=\"1476\" data-end=\"1518\" data-col-size=\"sm\"><strong data-start=\"1478\" data-end=\"1494\">\u0627\u0633\u062a\u0646\u0627\u062f\u064b\u0627 \u0625\u0644\u0649<\/strong> \u062f\u0631\u0627\u0633\u0627\u062a \u0648\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u062f\u0642\u064a\u0642\u0629<\/td>\n<\/tr>\n<tr data-start=\"1519\" data-end=\"1567\">\n<td data-start=\"1519\" data-end=\"1538\" data-col-size=\"sm\">\u0646\u062a\u0627\u0626\u062c \u063a\u064a\u0631 \u0645\u0636\u0645\u0648\u0646\u0629<\/td>\n<td data-start=\"1538\" data-end=\"1567\" data-col-size=\"sm\">\u0623\u0647\u062f\u0627\u0641 \u0648\u0627\u0636\u062d\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0642\u064a\u0627\u0633<\/td>\n<\/tr>\n<tr data-start=\"1568\" data-end=\"1630\">\n<td data-start=\"1568\" data-end=\"1582\" data-col-size=\"sm\">\u0645\u062e\u0627\u0637\u0631 \u0639\u0627\u0644\u064a\u0629<\/td>\n<td data-start=\"1582\" data-end=\"1630\" data-col-size=\"sm\">\u0625\u062f\u0627\u0631\u0629 \u0645\u062d\u0643\u0645\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631\u060c <strong data-start=\"1605\" data-end=\"1617\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u0646\u062a\u0627\u0626\u062c \u0623\u0641\u0636\u0644<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p data-start=\"1632\" data-end=\"1796\"><strong data-start=\"1632\" data-end=\"1644\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0623\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u062d\u062a\u0631\u0641 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u060c \u0648\u064a\u0632\u064a\u062f \u0645\u0646 \u0641\u0631\u0635 \u0627\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0645\u0627\u0644\u064a\u060c <strong data-start=\"1737\" data-end=\"1748\">\u0643\u0645\u0627 \u0623\u0646\u0647<\/strong> \u064a\u0636\u0639\u0643 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u062d \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<h2 data-start=\"1803\" data-end=\"1871\">\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0644\u062b: \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0637\u0644\u0628\u064b\u0627 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h2>\n<h3 data-start=\"1873\" data-end=\"1910\">1. \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 (\u0644\u0644\u0623\u0641\u0631\u0627\u062f)<\/h3>\n<ul data-start=\"1911\" data-end=\"2212\">\n<li data-start=\"1911\" data-end=\"2008\">\n<p data-start=\"1913\" data-end=\"2008\"><strong data-start=\"1913\" data-end=\"1931\">\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u062a\u0642\u0627\u0639\u062f:<\/strong> \u0643\u064a\u0641 \u062a\u0636\u0645\u0646 \u0631\u0627\u062d\u0629 \u0645\u0627\u0644\u064a\u0629 \u0628\u0639\u062f \u0633\u0646 \u0627\u0644\u0639\u0645\u0644\u060c <strong data-start=\"1966\" data-end=\"1974\">\u0648\u0630\u0644\u0643<\/strong> \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0636\u0639 \u062e\u0637\u0629 \u0648\u0627\u0636\u062d\u0629 \u0648\u0645\u0633\u062a\u062f\u0627\u0645\u0629.<\/p>\n<\/li>\n<li data-start=\"2009\" data-end=\"2122\">\n<p data-start=\"2011\" data-end=\"2122\"><strong data-start=\"2011\" data-end=\"2028\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062f\u064a\u0648\u0646:<\/strong> \u0623\u0641\u0636\u0644 \u0637\u0631\u0642 \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636 \u0628\u0630\u0643\u0627\u0621\u060c <strong data-start=\"2057\" data-end=\"2069\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u062a\u062c\u0646\u0628 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"2123\" data-end=\"2212\">\n<p data-start=\"2125\" data-end=\"2212\"><strong data-start=\"2125\" data-end=\"2145\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062f\u0631\u0627\u0633\u0629:<\/strong> \u0627\u062f\u062e\u0627\u0631 \u0630\u0643\u064a \u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0623\u0628\u0646\u0627\u0621\u060c <strong data-start=\"2172\" data-end=\"2184\">\u0645\u0645\u0627 \u064a\u0639\u0646\u064a<\/strong> \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0633\u062a\u062f\u0627\u0645 \u0644\u0645\u0633\u062a\u0642\u0628\u0644\u0647\u0645.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2214\" data-end=\"2249\">2. \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 (\u0644\u0644\u0634\u0631\u0643\u0627\u062a)<\/h3>\n<ul data-start=\"2250\" data-end=\"2558\">\n<li data-start=\"2250\" data-end=\"2344\">\n<p data-start=\"2252\" data-end=\"2344\"><strong data-start=\"2252\" data-end=\"2272\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0636\u0631\u064a\u0628\u064a:<\/strong> \u0643\u064a\u0641 \u062a\u0648\u0641\u0631 \u0622\u0644\u0627\u0641 \u0627\u0644\u0631\u064a\u0627\u0644\u0627\u062a \u0633\u0646\u0648\u064a\u064b\u0627\u060c <strong data-start=\"2304\" data-end=\"2312\">\u0648\u0630\u0644\u0643<\/strong> \u0628\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"2345\" data-end=\"2449\">\n<p data-start=\"2347\" data-end=\"2449\"><strong data-start=\"2347\" data-end=\"2371\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a:<\/strong> \u062d\u0644\u0648\u0644 \u0639\u0645\u0644\u064a\u0629 \u0644\u0623\u0632\u0645\u0627\u062a \u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c <strong data-start=\"2399\" data-end=\"2411\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0628\u062f\u0648\u0646 \u0627\u0646\u0642\u0637\u0627\u0639.<\/p>\n<\/li>\n<li data-start=\"2450\" data-end=\"2558\">\n<p data-start=\"2452\" data-end=\"2558\"><strong data-start=\"2452\" data-end=\"2474\">\u0627\u0644\u062a\u0648\u0633\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a:<\/strong> \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u062c\u062f\u0648\u0649 \u0642\u0628\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629\u060c <strong data-start=\"2502\" data-end=\"2513\">\u0648\u0645\u0639 \u0630\u0644\u0643<\/strong>\u060c \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062d\u0633\u0648\u0628\u0629.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"2565\" data-end=\"2623\">\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0631\u0627\u0628\u0639: \u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0623\u0641\u0636\u0644 \u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/h2>\n<p data-start=\"2625\" data-end=\"2656\">\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u062a\u0634\u0645\u0644:<\/p>\n<ul data-start=\"2658\" data-end=\"3002\">\n<li data-start=\"2658\" data-end=\"2763\">\n<p data-start=\"2660\" data-end=\"2763\"><strong data-start=\"2660\" data-end=\"2679\">\u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629:<\/strong> \u0641\u0647\u0645 \u0639\u0645\u064a\u0642 \u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c <strong data-start=\"2723\" data-end=\"2735\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u062a\u0642\u062f\u064a\u0645 \u062d\u0644\u0648\u0644 \u0639\u0645\u0644\u064a\u0629 \u0648\u0648\u0627\u0642\u0639\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"2764\" data-end=\"2838\">\n<p data-start=\"2766\" data-end=\"2838\"><strong data-start=\"2766\" data-end=\"2788\">\u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629:<\/strong> \u0645\u062b\u0644 CFP \u0623\u0648 CMA\u060c <strong data-start=\"2805\" data-end=\"2814\">\u0648\u0639\u0644\u064a\u0647<\/strong> \u0636\u0645\u0627\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a.<\/p>\n<\/li>\n<li data-start=\"2839\" data-end=\"2916\">\n<p data-start=\"2841\" data-end=\"2916\"><strong data-start=\"2841\" data-end=\"2854\">\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629:<\/strong> \u0631\u0633\u0648\u0645 \u0648\u0627\u0636\u062d\u0629 \u0628\u062f\u0648\u0646 \u0645\u0641\u0627\u062c\u0622\u062a\u060c <strong data-start=\"2879\" data-end=\"2891\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u062a\u062c\u0646\u0628 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"2917\" data-end=\"3002\">\n<p data-start=\"2919\" data-end=\"3002\"><strong data-start=\"2919\" data-end=\"2940\">\u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u0644\u0645\u0648\u0633\u0629:<\/strong> \u062f\u0631\u0627\u0633\u0627\u062a \u062d\u0627\u0644\u0629 \u062d\u0642\u064a\u0642\u064a\u0629\u060c <strong data-start=\"2961\" data-end=\"2973\">\u0645\u0645\u0627 \u064a\u0639\u0646\u064a<\/strong> \u0631\u0624\u064a\u0629 \u0648\u0627\u0636\u062d\u0629 \u0644\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0645\u062d\u062a\u0645\u0644.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3004\" data-end=\"3016\"><strong data-start=\"3004\" data-end=\"3014\">\u062a\u062d\u0630\u064a\u0631!<\/strong><\/p>\n<ul data-start=\"3017\" data-end=\"3197\">\n<li data-start=\"3017\" data-end=\"3073\">\n<p data-start=\"3019\" data-end=\"3073\">\u0627\u062d\u0630\u0631 \u0645\u0646 \u0648\u0639\u0648\u062f \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0633\u0631\u064a\u0639\u060c <strong data-start=\"3046\" data-end=\"3053\">\u0644\u0623\u0646<\/strong> \u0645\u0639\u0638\u0645\u0647\u0627 \u063a\u064a\u0631 \u0648\u0627\u0642\u0639\u064a.<\/p>\n<\/li>\n<li data-start=\"3074\" data-end=\"3132\">\n<p data-start=\"3076\" data-end=\"3132\">\u062e\u0637\u0637 \u062c\u0627\u0647\u0632\u0629 \u0628\u062f\u0648\u0646 \u062f\u0631\u0627\u0633\u0629\u060c <strong data-start=\"3098\" data-end=\"3117\">\u0645\u0645\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649<\/strong> \u062e\u0633\u0627\u0626\u0631 \u0645\u0627\u0644\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"3133\" data-end=\"3197\">\n<p data-start=\"3135\" data-end=\"3197\">\u0645\u0633\u062a\u0634\u0627\u0631\u064a\u0646 \u063a\u064a\u0631 \u0645\u0631\u062e\u0635\u064a\u0646\u060c <strong data-start=\"3156\" data-end=\"3168\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u0644\u0627 \u064a\u0645\u0643\u0646 \u0636\u0645\u0627\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"3204\" data-end=\"3259\">\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062e\u0627\u0645\u0633: \u0623\u062d\u062f\u062b \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 2024<\/h2>\n<ol data-start=\"3261\" data-end=\"3784\">\n<li data-start=\"3261\" data-end=\"3442\">\n<p data-start=\"3264\" data-end=\"3300\"><strong data-start=\"3264\" data-end=\"3298\">\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech):<\/strong><\/p>\n<ul data-start=\"3304\" data-end=\"3442\">\n<li data-start=\"3304\" data-end=\"3379\">\n<p data-start=\"3306\" data-end=\"3379\">\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u060c <strong data-start=\"3334\" data-end=\"3346\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u0645\u062a\u0627\u0628\u0639\u0629 \u062f\u0642\u064a\u0642\u0629 \u0644\u0646\u0641\u0642\u0627\u062a\u0643 \u0648\u0645\u062f\u062e\u0631\u0627\u062a\u0643.<\/p>\n<\/li>\n<li data-start=\"3383\" data-end=\"3442\">\n<p data-start=\"3385\" data-end=\"3442\">\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0630\u0643\u064a\u0629\u060c <strong data-start=\"3409\" data-end=\"3421\">\u0645\u0645\u0627 \u064a\u062a\u064a\u062d<\/strong> \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0622\u0645\u0646 \u0648\u0641\u0639\u0627\u0644.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"3444\" data-end=\"3640\">\n<p data-start=\"3447\" data-end=\"3472\"><strong data-start=\"3447\" data-end=\"3470\">\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645:<\/strong><\/p>\n<ul data-start=\"3476\" data-end=\"3640\">\n<li data-start=\"3476\" data-end=\"3562\">\n<p data-start=\"3478\" data-end=\"3562\">\u0635\u0646\u0627\u062f\u064a\u0642 ESG \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629\u060c <strong data-start=\"3511\" data-end=\"3523\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0631\u0628\u062d \u0645\u0639 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"3566\" data-end=\"3640\">\n<p data-start=\"3568\" data-end=\"3640\">\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629\u060c <strong data-start=\"3598\" data-end=\"3610\">\u0645\u0645\u0627 \u064a\u0639\u0632\u0632<\/strong> \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"3642\" data-end=\"3784\">\n<p data-start=\"3645\" data-end=\"3674\"><strong data-start=\"3645\" data-end=\"3672\">\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0645\u0628\u0643\u0631:<\/strong><\/p>\n<ul data-start=\"3678\" data-end=\"3784\">\n<li data-start=\"3678\" data-end=\"3715\">\n<p data-start=\"3680\" data-end=\"3715\">\u0643\u064a\u0641 \u062a\u0633\u062a\u0642\u0644 \u0645\u0627\u0644\u064a\u064b\u0627 \u0642\u0628\u0644 \u0633\u0646 \u0627\u0644\u0623\u0631\u0628\u0639\u064a\u0646\u061f<\/p>\n<\/li>\n<li data-start=\"3719\" data-end=\"3784\">\n<p data-start=\"3721\" data-end=\"3784\">\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0644\u0628\u064a\u060c <strong data-start=\"3747\" data-end=\"3759\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u062a\u062d\u0642\u064a\u0642 \u062d\u0631\u064a\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0643\u0628\u0631.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2 data-start=\"3791\" data-end=\"3834\">\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0633\u0627\u062f\u0633: 3 \u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0644\u062a\u0628\u062f\u0623 \u0627\u0644\u0622\u0646<\/h2>\n<ol data-start=\"3836\" data-end=\"4092\">\n<li data-start=\"3836\" data-end=\"3919\">\n<p data-start=\"3839\" data-end=\"3919\"><strong data-start=\"3839\" data-end=\"3856\">\u062d\u062f\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a\u0643:<\/strong> \u0627\u062f\u062e\u0627\u0631\u061f \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u061f \u0633\u062f\u0627\u062f \u062f\u064a\u0648\u0646\u061f <strong data-start=\"3884\" data-end=\"3896\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u062d.<\/p>\n<\/li>\n<li data-start=\"3920\" data-end=\"4003\">\n<p data-start=\"3923\" data-end=\"4003\"><strong data-start=\"3923\" data-end=\"3941\">\u062c\u0645\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a:<\/strong> \u0627\u0642\u0631\u0623 \u0639\u0646 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c <strong data-start=\"3968\" data-end=\"3979\">\u0648\u0645\u0639 \u0630\u0644\u0643<\/strong> 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data-start=\"4145\" data-end=\"4313\">\u0644\u0627 \u062a\u0646\u062a\u0638\u0631 \u062d\u062a\u0649 \u062a\u0635\u0628\u062d \u0627\u0644\u0623\u0632\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0628\u0627\u0628\u0643\u060c <strong data-start=\"4188\" data-end=\"4200\">\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a<\/strong> \u0627\u0633\u062a\u0641\u062f \u0645\u0646:<br data-start=\"4210\" data-end=\"4213\" \/>\u2714 \u062c\u0644\u0633\u0629 \u062a\u0634\u062e\u064a\u0635 \u0645\u0639 \u062e\u0628\u0631\u0627\u0626\u0646\u0627<br data-start=\"4236\" data-end=\"4239\" \/>\u2714 \u062e\u0637\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0641\u0635\u0644\u0629 \u062a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0623\u0647\u062f\u0627\u0641\u0643<br data-start=\"4273\" data-end=\"4276\" \/>\u2714 \u062f\u0639\u0645 \u0645\u0633\u062a\u0645\u0631 \u0644\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u0627\u0626\u0628\u0629<\/p>\n<p data-start=\"4315\" data-end=\"4476\"><strong data-start=\"4315\" data-end=\"4327\">\u0628\u0627\u0644\u062a\u0627\u0644\u064a\u060c<\/strong> \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0644\u064a\u0645\u060c <strong data-start=\"4351\" data-end=\"4362\">\u0648\u0645\u0639 \u0630\u0644\u0643<\/strong> \u0627\u0644\u0627\u0633\u062a\u0639\u0627\u0646\u0629 \u0628\u062e\u0628\u064a\u0631 \u0645\u062d\u062a\u0631\u0641 \u0645\u062b\u0644 <a href=\"https:\/\/madarej.sa\/%d8%aa%d8%b9%d8%b1%d9%81-%d8%b9%d9%84%d9%89-%d9%85%d8%af%d8%a7%d8%b1%d8%ac\/\">\u0645\u062f\u0627\u0631\u062c \u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0627\u0639\u0645\u0627\u0644<\/a>\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u063a\u064a\u0631 \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u060c \u0648\u064a\u0636\u0645\u0646 \u0644\u0643 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0648\u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0644\u0645\u0627\u0630\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u062d\u062a\u0631\u0641\u0629\u061f \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u062a\u0633\u0627\u0631\u0639\u0629 \u0648\u0627\u0644\u0645\u062a\u0644\u0627\u062d\u0642\u0629\u060c \u0623\u0635\u0628\u062d \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0636\u0631\u0648\u0631\u0629 \u062d\u062a\u0645\u064a\u0629 \u0644\u0643\u0644 \u0623\u0633\u0631\u0629\u060c \u0648\u0643\u0644 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\u0648\u062a\u062d\u0642\u064a\u0642 \u0646\u0645\u0648 \u0645\u0633\u062a\u062f\u0627\u0645\u060c \u0645\u0633\u062a\u062b\u0645\u0631\u064b\u0627 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1112,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629: \u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a 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property=\"og:image\" content=\"https:\/\/madarej.sa\/wp-content\/uploads\/2025\/04\/\u0645\u062f\u0627\u0631\u062c-\u0644\u062d\u0644\u0648\u0644-\u0627\u0644\u0627\u0639\u0645\u0627\u0644-1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u0641\u0631\u064a\u0642 \u0645\u062f\u0627\u0631\u062c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@madarej_Co\" \/>\n<meta name=\"twitter:site\" content=\"@madarej_Co\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0641\u0631\u064a\u0642 \u0645\u062f\u0627\u0631\u062c\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" 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